Acceptance of terms of use

Please read carefully these terms of use as they directly affect your legal rights and obligations. If you do not agree with this document and / or its integral parts, you must not access or use the website available in the internet via http://www.Robopay.Com/ (hereinafter referred to as ”the website”) that is owned by robopay ou. Before purchase, please consider that cryptocurrencies are a very speculative instrument and involve a high degree of risk. Cryptocurrency trading also has special risks not generally shared with official currencies or goods or commodities in a market. Unlike most currencies, which are backed by governments or other legal entities, or by commodities such as gold or silver, cryptocurrencies are unique type of currencies, backed by technology and trust. There is no central bank that can issue more currency or take corrective measures to protect the value of cryptocurrencies in a crisis. Instead, cryptocurrencies are an as-yet autonomous and largely unregulated global system of currency firms and individuals. Traders put their trust in a digital, decentralised and partially anonymous system that relies on peer-to-peer networking and cryptography to maintain its integrity. Users must have the financial ability, sophistication / experience and willingness to bear the risks associated with cryptocurrencies.

DEFINITIONS

Bitcoin (BTC)

The Peer-to-Peer Cryptocurrency further described at http://www.bitcoin.org.

Cardano

The Peer-to-Peer Cryptocurrency further described athttps://www.cardano.org

Commission

The fee which is payable to the Company on each Transaction, is equal to 3% from the sum of each Transaction.

Company

ROBOPAY OU, a limited liability legal entity registered under the legislation of Estonia, with its company number (kood) 14635529 and registered address: Harju maakond, Tallinn, Kesklinna linnaosa, Tornimäe tn 7-132, 10145. The Company is neither the creator nor the administrator of any Cryptocurrency. The Company act as an aggregator and intermediary between You and the various virtual currency exchanges around the world. The Company have no control over the generation, distribution, retention or termination of any Cryptocurrency. The Company do not control market volatility of any Cryptocurrrency.

Cryptocurrency (-ies)

An unregulated digital asset, including, but not limited to, Bitcoin, Etherium, Litecoin, Dash, Ripple, TRON, Stellar, Cardano, Monero, designed to work as a medium of exchange, that is issued and usually controlled by its developers, and used and accepted among the members of a specific virtual community.

Ethereum (ETH)

The Peer-to-Peer Cryptocurrency further described athttps://www.ethereum.org.

Exchange Rate

The price of a Cryptocurrency in terms of another Cryptocurrency Exchange Rare is calculated each minute as an average volume of exchange rates athttps://www.bitstamp.net ,https://www.bitfinex.com ,https://www.binance.com andhttps://www.coinmarketcap.com .

Litecoin (LiTC)

The Peer-to-Peer Cryptocurrency further described athttps://www.litecoin.org.

Dash coin (DASH)

The Peer-to-Peer Cryptocurrency further described at https://www.dash.org.

Fiat currency (-ies)

United States dollars - legal tender of the United States of America and / or Euro - legal tender of the eurozone.

Monero

The Peer-to-Peer Cryptocurrency further described athttps://www.getmonero.org .

User or You

Any natural person, sole proprietor, legal entity that are submitting an offer to buy Cryptocurrency through the Service.

Ripple

The Peer-to-Peer Cryptocurrency further described athttps://www.ripple.com .

Service (-s)

The technological platform, managed by the Company to provide Users to perform Transactions as specified below.

Stellar

The Peer-to-Peer Cryptocurrency further described athttps://stellar.org.

Transactions

The agreement between the User and the Company to exchange one Cryptocurrency to another Cryptocurrency applying the Exchange Rate via the Website;

Tron

The Peer-to-Peer Cryptocurrency further described athttps://tron.network.

Website

A group of interrelated websites owned and operated by ROBOPAY OU, available in the Internet via address:https://www.robopay.com/ and special application based on blockchain technology.

1. INTRODUCTION

1.1.ROBOPAY OU is pleased to provide Users with the information, content, tools, and Services on the Website. This Terms of Use also includes some important disclosures and information related to certain products and services offered by the Company. Your use of the Website is subject to these Terms of Use ("Terms").

1.2. These Terms are a binding agreement between You and the Company. By using or accessing the Website, You confirm and agree that:

a. You have fully read, understood and irrevocably accepted and agreed to be bound by these Terms;

b. You are at least 18 years of age to use the Website;

c. You have the right, power and authority to enter into these Terms on behalf of legal entity and bind it to these Terms in case if the User is a legal entity;

d. You have understood that cryptocurrencies are a very speculative investment and involves a high degree of risk;

e. You have the financial ability, sophistication / experience and willingness to bear the risks of an investment, and a potential total loss of their investment;

f. The Company may ask You to proceed with the identification process.

1.3. The Company may modify these Terms without prior notice at any time at its sole discretion. You shall review the most current version of these Terms by visiting the Website and clicking on the Terms of Use hyperlink located at the bottom of the page. These Terms are in addition to any other agreements between You and Company.

1.4. In case if You do not agree with and accept all of the Terms and any additional documents that govern Your use of the Website. You are not eligible to participate in the Services and / or use the Website, and must refrain from doing so.

1.5.You are prohibited from using or accessing the Website and the Services offered by the Company to exchange Cryptocurrency that proceeds directly or indirectly of any criminal or fraudulent activity, including terrorism or tax evasion.

2.PERFORMANCE [crypto only]

2.1. The Company offer the Services to You. Using the Website You may place orders to exchange certain Cryptocurrencies applying the Exchange Rate in two stages:

1 stage: You shall choose:

a) Cryptocurrency to be exchanged,

b) Cryptocurrency to be exchanged for.

The Website will apply the Exchange Rate and show You the amount of Cryptocurrency that you may receive after the conversion is finished.

2 stage: You shall indicate:

a) Amount of Cryptocurrency to be exchanged,

b) Your cryptocurrency wallet address for refund,

c) Your cryptocurrency destination wallet address,

You shall accept and agree with these Terms of Use by clicking “I agree with Terms” checkbox.

You may click “reusable address” button and the Website will store the indicated by You cryptocurrency destination wallet address in the Company database in encrypted form (“Remembered cryptocurrency destination wallet address”). In the event if You decide to exchange Cryptocurrency once more, the Website will transfer exchanged Cryptocurrency to the Remembered cryptocurrency destination wallet address.

After clicking the “Submit” button, the amount of Cryptocurrency to be exchanged specified by You at the 2 stage are transferred to the Company and the exchanged Cryptocurrencies are transferred to the cryptocurrency destination wallet indicated by You at the 2 stage, provided, however, that the Company withhold a Commission.

2. PERFORMANCE [crypto + fiat]

2.2. The Company offer the Services to You. Using the Website You may place orders to exchange certain Cryptocurrencies applying the Exchange Rate in three stages:

1 stage: You shall choose:

a) Cryptocurrency or Fiat currency to be exchanged,

b) Cryptocurrency or Fiat currency to be exchanged for.

The Website will apply the Exchange Rate and show You the amount of Cryptocurrency that you may receive after the conversion is finished and the Commission is withheld.

Please note, that You cannot exchange one Fiat currency to another Fiat currency due to regulatory and legislative issues.

2 stage: You shall indicate:

a) Amount of Cryptocurrency or Fiat currency to be exchanged,

b) Your cryptocurrency wallet address or Your bank account details for refund,

c) Your cryptocurrency destination wallet address or Your destination bank account details,

You shall accept and agree with these Terms of Use by clicking “I agree with Terms” checkbox.

You may click “reusable address” button and the Website will store the indicated by You cryptocurrency destination wallet address in the Company database in encrypted form (“Remembered cryptocurrency destination wallet address”). In the event if You decide to exchange Cryptocurrency once more, the Website will transfer exchanged Cryptocurrency to the Remembered cryptocurrency destination wallet address.

3 stage: You shall indicate your credit / debit card details.

After clicking the “Submit” button, the amount of Cryptocurrency or Fiat currency to be exchanged specified by You at the 2 stage are transferred to the Company and the exchanged Cryptocurrency or Fiat currency are transferred to the cryptocurrency destination wallet or destination bank account indicated by You at the 2 stage, provided, however, that the Company withhold a Commission.

3.USE OF THE WEBSITE

3.1. The Website is provided on an “as is” and “as available” basis without warranties of any kind.

3.2. Certain parts of the Website may be protected by passwords or require a login. You may not obtain or attempt to obtain unauthorized access to such parts of the Website.

3.3. Because all servers have limited capacity and are used by many people, You shall not use the Website in any manner that could damage or overburden the Company’s server. In particular, You are not allowed to:

a. Use the Website in any way or take any action that causes, or may cause, damage to the Company;

b. Use the Website in any way that is unlawful, illegal, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or any other harmful purpose or activity;

c. Use the Website to store, host, transmit, send, use, publish, or distribute any material that consists of (or is linked to) any spyware, computer virus, trojan horse, worm, keystroke logger, rootkit, or any other malicious computer software, including mining software;

d. Access or otherwise interact with the Website using any robot, spider, or any other automated means.

4.REGISTRATION AND ACCOUNT

4.1. To be eligible for an Account on the Website and receive access to products and / or services offered by the Company, You shall proceed with the registration procedure by completing and submitting the account registration form at https://robopay.com/register/. When You register at the Website, the Company asks You to provide us with:

a.Your name;

b.Your email;

c.Your password.

4.2. You need to register an Account in order to use the Services offered by the Company (exchange Cryptocurrency), if the desired amount to be exchanged exceeds 100 (one hundred) United States dollars, or equivalent in other Fiat currency or in another Cryptocurrency.

4.3. Please note, that the Company forbid You to exchange Cryptocurrency (use the Services offered by the Company) without registering an Account, if the desired amount to be exchanged exceeds 200 (one hundred) United States dollars, or equivalent in other Fiat currency or in another Cryptocurrency.

4.4. In order to complete the registration procedure You agree to provide the Company with certain identifying information, specified in article 2.1. of the Company’s Privacy Policy. You agree to provide the Company with true, accurate, current and complete information about Yourself. You also agree not to impersonate any natural person (-s), sole proprietor (-s) or legal entity (-ies), use false headers or otherwise conceal Your identity from the Company for any purpose.

4.5. The Company expressly reserves the right to cancel and/or terminate accounts that have not been verified by You, subjct to provisions of section 4.2. of present Terms, despite efforts made in good faith by the Company to contact you to obtain such verification (hereinafter referred to as “Unverified Accounts”).

4.6. You shall not allow any person other than You to use Your Account to access the Website.

4.7. You shall promptly notify the Company if You are aware of any unauthorized use of Your account.

4.8. The creation or use of Accounts without obtaining prior express permission from the Company will result in the immediate suspension and termination of all said Accounts, as well as all pending purchase/sale offers.

4.9. If there is any suspicious activity related to Your Account, the Company is in its right (1) to request additional information from You, including authenticating documents, and (2) to freeze any transactions pending our review.

4.10.Any User who violates these rules may be terminated, and thereafter held liable for losses incurred by the Company or any user of the Website.

5.LOGIN DETAILS

5.1.You strictly must keep Your password confidential and implement reasonable and appropriate measures to secure access to (1) any device associated with the email associated with Your account, (2) Your username, password, and any other login or identifying credentials related to the Website.

5.2. You shall promptly notify the Company if You are aware of any disclosure of Your password or other credentials and information that could lead to abuse of Your account.

5.3. The Company is entitled to, without prior notice (a) suspend and delete Your account subject to provisions of Section 6 herein, and / or (b) edit Your account details.

5.4. Illegal or unauthorized uses of the Website will be investigated and appropriate legal action will be taken, including, without limitation, civil, criminal and injunctive redress.

5.5. You may terminate this agreement with the Company, and close Your Account at any time, following settlement of any pending transactions.

6. ACCOUNT SUSPENSION AND TERMINATION

6.1. The suspension and termination of Your Account shall not affect the payment of commissions due for any past Transactions.

6.2. The Company is entitled to, in appropriate circumstances and at Company’s sole discretion, suspend or terminate Your account for any reason, including without limitation:

6.2.1. Attempts to gain unauthorised access to the Website or another User's account or providing assistance to others' attempting to do so,

6.2.2. Overcoming software security features limiting use of or protecting any content,

6.2.3. Usage of the Website and offered services to perform illegal activities such as money laundering, illegal gambling operations, financing terrorism, or other criminal activities,

6.2.4. Violations of these Terms,

6.2.5. Unexpected operational difficulties, or

6.2.6. Upon the request of law enforcement or other government agencies, if deemed legitimate and compelling to do so by the Company, acting in its sole discretion.

7. REFERRAL (PARTNERSHIP) PROGRAM

[NEED DATA]

8. NO FINANCIAL ADVICE

8.1. The Company do not provide any investment advices in connection with the Services and/or the Website. The Company may provide information on the price, range and volatility of Cryptocurrencies (including, but not limited to, Exchange Rate) that are available on the Website and events that have affected the price of such Cryptocurrencies, but this must not be considered investment advice and/ or consultation nor should it be construed as such.

8.2. Any decision to exchange Cryptocurrency is solely Your decision and the Company shall not be liable for any loss suffered.

9.PRIVACY POLICY

9.1. Please refer to the Company’s Privacy Policy for information about how the Company collects, uses and shares Your (User’s) information.

10. THIRD PARTY CONTENT

10.1.The Website may include general news and information, commentary, interactive tools, quotes, research reports and data concerning the financial markets, cryptocurrency market, securities and other subjects. Some of this content is supplied by companies that are not affiliated with the Company (hereinafter referred to as "Third Party Content"). On the Website, the source of all Third Party Content is clearly and prominently identified. Third Party Content is available through framed areas, through hyperlinks to third party web sites, or is simply published on the Website. The Third Party Content is protected by copyright pursuant to the laws of Estonia.

10.2.The Company have not been involved in the preparation, adoption or editing of Third Party Content but may approve or disapprove such content.

10.3.While the Company make every attempt to provide You with accurate and timely information to serve Your needs, the Company do not guarantee accuracy, timeliness, completeness or usefulness of Third Party Content, and shall not be responsible or liable for any such content, including any advertising, products, or other materials on or available from third party web sites. Third Party Content is provided for informational purposes only and the Company specifically disclaim any responsibility for Third Party Content available on the Website. You will use Third Party Content only at Your own risk.

10.4. THE THIRD PARTY CONTENT IS PROVIDED ON AN "AS-IS" BASIS. THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

10.5.THE COMPANY’S AFFILIATES, SUBSIDIARIES, SERVICE PROVIDERS, LICENSORS, OFFICERS, DIRECTORS OR EMPLOYEES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THE USE OR THE INABILITY TO USE THE THIRD PARTY CONTENT, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE DAMAGES.

10.6.In order to comply with applicable laws and regulations, the Company reserve the right at times to exclude any content at the Company’s sole discretion.

11. TIMELINESS OF CONTENT

11.1. All content on the Website is presented only as of the date published or indicated, and may be superseded by subsequent market events or for any other reasons at the Company’s sole discretion. In addition, You are responsible for setting the cache settings on Your browser to ensure You are receiving the most recent data.

12. DISCLAIMER OF WARRANTIES

12.1.THE COMPANY DO NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES ABOUT THE WEBSITE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THE WEBSITE IS MADE AVAILABLE TO YOU "AS IS" AND "AS AVAILABLE”.

12.2.THE COMPANY DO NOT WARRANT THAT THE WEBSITE WILL CERTANLY OR IN ANY OTHER WAY MEET YOUR NEEDS, OR THAT IT WILL BE UNINTERRUPTED, TIMELY, SECURE AND / OR ERROR-FREE. THE COMPANY ALSO MAKE NO WARRANTY THAT THE RESULTS OBTAINED FROM THE USE OF THE WEBSITE WILL BE ACCURATE OR RELIABLE, OR THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED BY YOU THROUGH THE WEBSITE WILL MEET YOUR EXPECTATIONS.

13. LIMITATION OF LIABILITY

13.1. THE COMPANY WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL, DIRECT, OR INDIRECT DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, TRADING LOSSES OR DAMAGES THAT RESULT FROM USE OR LOSS OF USE OF THE WEBSITE AND THIRD PARTY CONTENT, INCONVENIENCE OR DELAY).

13.2. THE COMPANY WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS RESULTING FROM A CAUSE OVER WHICH THE COMPANY DO NOT HAVE DIRECT CONTROL (FORCE MAJEURE). THIS INCLUDES ACTS OF WAR, TEMPEST, FIRE, EARTHQUAKE OR ANY OTHER NATURAL DISASTER OF OVERWHELMING PROPORTIONS, INSURRECTION, TERRORIST ACT, RIOT, COMMOTION, STRIKES, GO SLOWS, LOCK OUTS OR DISORDER, ACCIDENT, EMERGENCY OR ACTION OF GOVERNMENT, FAILURE OF ELECTRONIC OR MECHANICAL EQUIPMENT OR COMMUNICATIONS LINES (INCLUDING TELEPHONE, CABLE AND INTERNET), UNAUTHORIZED ACCESS, VIRUSES, TROJAN VIRUSES THEFT, OPERATOR ERRORS AND CRYPTOCURRENCY PRICE FLUCTUATIONS.

14. INDEMNIFICATION

14.1. You consent to defend and indemnify the Company, its officers, directors, employees, and agents and to hold them harmless from and against any and all types of liabilities, claims, damages, losses, and/or expenses. This clause includes without limitation reasonable attorney’s fees and costs that arises out of or which may be in any way connected with your access to the use of the Site or its Services or of the violation or breach of any of the terms in this Terms or any applicable laws or regulations.

15.ASSIGNMENT

15.1. You acknowledge and agree that the Company can freely assign these Terms of Use or any of its rights under these Terms of Use to any legal entity or sole proprietor or natural person without Your consent. You shall however, not be entitled to assign these Terms of Use, in whole or in part, to another person without the prior written approval of the Company.

16. CHANGES TO THE WEBSITE

16.1. Unless otherwise agreed, the Company may discontinue or modify the Website at any time without prior notice to You, and You accept those modifications if You continue to use the Website.

17. GOVERNING LAW

17.1. Unless otherwise agreed, these Terms and their enforcement are governed by the legislation of Estonia.

18.DISPUTE RESOLUTION

18.1. If any claim or dispute arises out of or in regard to this Terms, the parties hereto will use their reasonable best efforts to resolve any dispute hereunder through good faith negotiations to come to an arrangement. If the dispute cannot be settled and the parties fail to come to an agreement, either party may decide to submit the dispute to confidential arbitration proceedings by a sole arbitrator under the ICC ADR Rules, whose decision shall be final and binding. The arbitration proceedings shall be conducted in Estonia or another place agreed in writing by both Parties.

18.2. Section 18.1. sets exclusive jurisdiction to the arbitration process, and neither the Company, neither the User shall be entitled to submit any dispute to the courts of its residence that contradicts to the arbitration process aforesaid.

19.COMPLAINTS

19.1. The Company will make reasonable efforts to resolve complaints in relation to handling, recording and monitoring complaints received from clients of Robopay OU to provide the highest level of customer service.

20.COPYRIGHT NOTICE

20.1. The Website, Services offered by the Company, including, but not limited to inventions, processes, marks, methods, compositions, formulae (-s), techniques, data, text, graphics, logos, and charts, as well as any compilation thereof, and any software used on the Website, is the property of the Company and protected by applicable copyright laws. Accordingly, You may not copy, distribute, modify, post or frame-in the Website, including any text, graphics, video, audio, software code, User interface design or logos.

20.2. Unless You and the Company have agreed otherwise, links from another website (-s) to the Website must resolve to the top-level homepage of the Website domain (https://www.robopay.com/).